Posts made in December, 2014


The National Highway Traffic Safety Administration or NHTSA names drunk-driving, driver error, driving distractions, reckless driving, and over-speeding (and driving too slowly) as the top causes of the more than five million motor vehicle accidents on US roads and highways every year. These accidents always result to about two million injuries and more than 35,000 deaths.

Records from the NHTSA also show that those who usually violate traffic rules and the usual victims of fatal car accidents are young drivers whose ages range from 17 to 24. Aside from these records, there are also studies which reveal that while these young drivers, most of whom are students, know the traffic laws and say that they would never wish to share the road with speedsters, drunken drivers, and so forth, they, themselves, are guilty of the same traffic violations, which they do not want other drivers to commit. And the most typical reason for their behavior on the road is too much confidence, saying that they have perfect control of the wheel anyway – a far way of gauging road safety if one were to use the road safety standards applied by the NHTSA and observed by professional drivers.

With the intent of significantly reducing the number of car crashes, which always results to property damage, severe injuries or death, the NHTSA made enforcement of road safety laws much stricter. It has set up more check points for sobriety tests has been more strict in the implementation of the 0.08% blood alcohol concentration limit on all car drivers (with the much lower 0.04% limit for commercial vehicle drivers and zero tolerance on individuals below 21 years old).

In its website, the Habush Habush & Rottier S.C.® explains that many accidents happen due to the careless or reckless behavior of another person – an act that entitles the victim to file a tort lawsuit against the liable party and receive compensation from the same, which is allowed by the law.

In pursuing justice and the full amount of compensation that a victim deserves, it is often necessary to that he/she is represented by a highly-competent lawyer, such as a Louisville car accident lawyer, whose knowledge of the tort law and extensive experience in the courtroom are necessary elements in earning for the victim the court’s favorable decision.

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To be able to drive on US roads and highways, drivers will first have to make sure that they carry car liability insurance, a mandatory driving requirement in the US. Car liability insurance is meant to cover property damage and bodily injury, two usual results of car accidents. Coverage for damaged property should cover the cost of replacement or repair of damaged property, including another car or a fixture, while coverage for bodily injury is meant to cover cost of medical treatment, loss of income suffered by the injured person and others damages.

Presenting any proof that one has car liability insurance coverage is often required when re- registering a vehicle. A fairly reasonable requirement, considering the fact that the insurance’s purpose is simply to ensure financial assistance to other people in the event of an accident and, with more than five million car accidents in the US every year, this one driver would certainly want that the other driver he/she is sharing the road with carries the state-required liability coverage.

A common fault among drivers, though, is failure to maintain or renew (on time) his/her insurance coverage after the re-registration period due to the costly premiums that need to be paid. This can cause a victim (in an accident) great losses, especially if the liable driver cannot afford to compensate the victim.

According to Habush Habush & Rottier S.C.®, one very big disadvantage of not carrying car liability insurance (and getting caught) which drivers may not know, however, especially those living in the state of Chicago, is that their respective state’s Department of Motor Vehicles (DMV) may require them to acquire and fill out a Chicago SR-22 coverage form (also known as FR-44 or Certificate of Financial Responsibility, CFR).

An SR-22 is a form submitted by a car liability insurance provider to the state’s DMV to prove that the driver required of it already carries the liability insurance coverage required of him/her. Besides failure to carry car liability insurance, another reason why a court may require a driver to fill out an SR-22 form is repeated DUI/DWI offense or death during an accident. Besides the SR-22, a driver is also most likely to lose his/her driving privileges as he/she may lose his/her license through suspension or revocation.

On its website Mark Lassiter, Attorney at Law also mentions that a common punishment for DUI or DWI offenses is losing one’s license or having it suspended for at least 180 days, in addition to lengthy jail terms and thousands of dollars.

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